NEW YORK CITY
I started taking bigger jobs. What should I tell my broker at renewal?
A renewal checklist for NYC contractors whose projects, crews or operations have changed.
When renewal comes up, compare today’s work with what you were doing when the current policy started. A job you’re bidding on can be as useful to discuss as a job already in progress.
Make a short list of changes
- New trades, larger jobs or different project types.
- New work locations, including other states if applicable.
- Changes in employee duties, estimated payroll or subcontractor costs.
- New equipment, vehicles or storage arrangements.
- Written insurance requirements for upcoming projects.
Start with the dates
Have your current policy expiration date and any upcoming job deadlines handy. Tell Metro which changes have already happened and which you expect during the next policy term.